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How-to guide

How to Get Daily Fintech News as a Product Manager — Regulation, Rivals and Rounds in One Email

Published July 3, 2026

Your competitor just shipped the feature that was sitting in your Q3 roadmap — and you heard about it from a customer. Week three, not day one.

Good news — you're in the right place! About two minutes of setup gets you a daily fintech brief, and the first edition is free.

In this guide, I'll show you how to get daily fintech news as a product manager using MorningMail, a tool I built. Every morning, an AI agent searches the web fresh and writes you one short email: PSD3 and MiCA, competitor moves, the funding that matters — primary sources linked.

So, let's dive in!

Try it yourself — your first edition is free →

What you'll build

How to Get Daily Fintech News as a Product Manager — Regulation, Rivals and Rounds in One Email — Fintech · Industry brief

Every fintech newsletter has a beat: payments, crypto, banking, lending. Your product crosses two or three of those, plus a vertical nobody covers. Covering all of that with subscriptions means an hour of skimming — mostly about markets you don't operate in.

MorningMail inverts that. You write one instruction describing what you build and what moves your decisions, and every morning an agent searches fresh and writes the email against it. It's not a link forwarder like Google Alerts: a BaFin circular and a Stripe pricing change can share one paragraph if both touch your product.

And your prompt carries your context permanently, so the brief evolves at roadmap speed. Entering the Dutch market? Add a clause tonight and DNB coverage appears tomorrow. Killed the crypto feature? Delete a word and the MiCA noise drops out.

See it live: yesterday's edition

So here's a real example. This is yesterday's edition of exactly this newsletter — written by the agent yesterday morning, based on the example prompt from this guide. Not a mockup: I run it myself on MorningMail.

Edition from September 16, 2026

Fintech · Industry brief
Wednesday, September 16, 2026
Fintech · Industry brief

Enova walks, FIS doubles down, SEC opens crypto fundraising

2 min read

Enova abandons bank acquisition

Usury law arbitrage just hit a regulatory wall.

Enova International withdrew its applications to acquire Grasshopper Bancorp after the OCC and Federal Reserve signaled resistance to a strategy that would let the fintech offer higher-rate loans in states without interest caps [Source: Banking Dive]. Twenty state AGs and Senate Democrats opposed the $369 million deal on predatory lending grounds. CEO Steve Cunningham cited absent "clear standards" for nonbank charters but signaled the company's future does not depend on bank ownership.

The message to would-be acquirers: regulatory clarity now arrives after deal rejection, not before.

FIS locks in de novo and $100B merger wins

De novo banks are remaking the core banking market.

FIS announced five new de novo bank wins in H1 2026, including Mercury (which received conditional OCC approval for a national charter), and secured a core platform slot for a newly merged institution holding $100 billion-plus in assets [Source: FinTech News]. Two top-fifteen U.S. banks completed proofs of concept for FIS's "evergreen" modernization approach, which layers AI and digital capabilities without disruptive rip-and-replace work. The accelerating M&A cycle (highest monthly deal count since 2021 in July 2025) is forcing incumbents to modernize faster.

Watch for more large-bank infrastructure decisions to follow FIS's component-based playbook.

SEC opens crypto capital raises to exempt track

Crypto issuers now have a tiered fundraising menu.

On August 18, the SEC proposed Regulation Crypto Assets, creating two new exemptions for crypto-asset investment contracts: startups can raise up to $5 million over four years, while established issuers can tap Tier 1 ($20 million per 12 months) or Tier 2 ($75 million per 12 months) without full Securities Act registration [Source: Norton Rose Fulbright]. The proposal also introduces a safe harbor allowing issuers to file a Form TR certifying they've ceased promised managerial efforts, after which the asset exits securities status. Antifraud and antimanipulation enforcement remain untouched; noncompliance is independently actionable under Securities Act Section 20.

The 60-day comment window closes October 20—expect issuer feedback to focus on timing and Form TR mechanics.

OCC greenlit two crypto-native national banks

Digital asset custody is now a chartered banking line.

Following previous issue, the OCC granted preliminary conditional approval on September 2 to Revolut Bank US, N.A. and OpenReserve Bank, N.A., both de novo nationals offering digital asset custody and cryptocurrency services [Source: Troutman Pepper]. Revolut plans to build stablecoin-based remittance rails; OpenReserve is establishing a wholly-owned stablecoin subsidiary. Each must hit paid-in capital thresholds and navigate FDIC and Federal Reserve final approval.

The crypto infrastructure stack is now settling inside the federal banking perimeter.

Sources
Enova scraps Grasshopper deal - Banking Dive
Enova scraps Grasshopper deal - Banking Dive
9 hours ago ... Digital bank, Grasshopper Bank. Grasshopper Bank Permission granted by Grasshopper Bank ... Subscribe to Banking Dive for top news, trends & analysis. Email:.
bankingdive.com
AI Summary

Enova International withdrew its applications to the Federal Reserve and OCC to acquire Grasshopper Bancorp following regulatory and political opposition over concerns the deal would circumvent state usury laws. The fintech had partnered with banks in states without interest rate caps to offer loans at higher rates than permitted in most states, prompting 20 state attorneys general to urge regulators to reject the $369 million deal and Senate Democrats to oppose it as inconsistent with predatory lending standards. Enova CEO Steve Cunningham stated the withdrawal reflected unclear regulatory standards for nonbanks seeking bank charters and noted the company's future does not depend on becoming a bank. The OCC and Federal Reserve did not immediately comment on the withdrawal, though the case reflects broader regulatory scrutiny of fintech banking license applications and enforcement concerns around consumer credit practices.

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FIS Drives Core Banking Modernization as De Novo Launches and ...
FIS Drives Core Banking Modernization as De Novo Launches and ...
9 hours ago ... What role does FIS play in banking industry consolidation? As U.S. bank M&A activity strengthens—with 2025 seeing the highest monthly deal counts in years ...
ffnews.com
AI Summary

FIS announced significant momentum across its banking franchise amid three industry reshaping trends: a resurgence in de novo bank launches, accelerating M&A consolidation, and growing demand for progressive modernization. The company signed five de novo banks in the first half of 2026, including Mercury, which received conditional OCC approval for a national bank charter and selected FIS as its core platform. FIS secured a core banking relationship for a newly merged institution with over $100 billion in assets, capitalizing on accelerated U.S. bank M&A activity that posted the highest monthly deal count since 2021 in July 2025. Two top-fifteen U.S. banks have completed proofs of value for FIS' component-based "evergreen" modernization approach, which enables incremental adoption of AI and digital capabilities without disruptive rip-and-replace transformations, addressing regulatory rigor requirements for both new entrants and large incumbents navigating rapid consolidation and infrastructure modernization cycles (Source: FIS Press Release, September 15, 2026).

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Troutman Pepper Locke Weekly Consumer Financial Services ...
Troutman Pepper Locke Weekly Consumer Financial Services ...
4 hours ago ... Consumer Financial Services Law Monitor. Monitoring the financial services industry to help companies navigate through regulatory compliance, enforcement, and ...
consumerfinancialserviceslawmonitor.com
AI Summary

On September 11, the FDIC, Federal Reserve Board, NCUA, and OCC jointly requested comment on proposed guidance to replace their 2023 Interagency Guidance on Third-Party Relationships, emphasizing a principles-based approach to third-party risk management rather than prescriptive checklists, with the update responding to concerns that the previous guidance chilled partnerships with innovative fintech firms and imposed one-size-fits-all requirements (Federal Register, 60-day comment period). On September 2, the OCC granted preliminary conditional approval to Revolut Bank US, N.A. and OpenReserve Bank, N.A., both de novo national banks offering digital asset custody and cryptocurrency-related services, with Revolut planning stablecoin-based remittances and OpenReserve planning a wholly-owned stablecoin subsidiary (OCC letters). On September 8, the FTC entered a $12 million stipulated order against Humboldt Merchant Services, a payment processor, for facilitating fraud through shell company merchant accounts, highlighting continued upstream enforcement focus on payment processors rather than just fraudulent merchants themselves (FTC order). Connecticut AG William Tong issued a consumer alert on September 3 warning about unregulated offshore DeFi exchanges operating outside regulatory frameworks with leverage as high as 100x-250x and anonymous trading, noting at least one Connecticut consumer lost $200,000 on such a platform (Connecticut AG office).

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Regulation Crypto Assets: What issuers need to know | Global law firm
Regulation Crypto Assets: What issuers need to know | Global law firm
15 hours ago ... ... transactions, thereby extending preemption to both initial sales and resales. ... Form NOR and Form TR are federal filings signed under certification; a ...
nortonrosefulbright.com
AI Summary

On August 18, 2026, the SEC issued Regulation Crypto Assets (Reg CA), a proposed rule package creating two new registration exemptions for crypto-asset investment contracts: a startup exemption permitting up to $5 million in sales over a four-year window, and a tiered fundraising exemption permitting up to $20 million (Tier 1) or $75 million (Tier 2) in 12-month periods. The proposal also introduces an investment contract safe harbor allowing issuers to file a Form TR certifying cessation of promised managerial efforts, after which the underlying crypto asset would no longer be treated as a security. The rule preserves full antifraud and antimanipulation enforcement authority, makes exemption noncompliance independently actionable under Securities Act Section 20, and leaves state antifraud jurisdiction and federal criminal prosecution authority untouched. Issuers relying on either exemption must file disclosure on new forms (Form NOR for startup, Form 1-CRYPTO for fundraising) and remain subject to periodic reporting obligations and compliance verification. The 60-day public comment period closes October 20, 2026 (Securities Act Release No. 33-11434; Exchange Act Release No. 34-106150).

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Compiled overnight by MorningMail.aiDelivered at 07:00
Take this newsletter into your library

One click creates your own editable copy — change the prompt, the delivery time, everything.

Browse all editions →

You could get this general version into your inbox right now — and then fine-tune it to your very specific needs. Here's how to do it:

Step by step: from zero to your first edition

The whole setup takes about two minutes. And every screenshot below comes straight from the real product — nothing is mocked up.

  1. Step 1 Open morningmail.ai

    No account yet, nothing to install — the landing page IS where you compose. A friendly press robot introduces itself above one big input, and beside it a sample morning shows you what the email looks like before you have typed a word.

    Open morningmail.ai
  2. Step 2 Type your topic: Fintech

    Type Fintech into that one input. There is nothing to pick and no form to fill — as you type, a draft section forms on the paper beside you, carrying your topic in a tinted badge and the quiet prompt "↵ Enter adds it", and the ↵ Enter key at the end of the input turns orange.

    Type your topic: Fintech
  3. Step 3 Press Enter (or that orange key) — and read what the agent was told

    No setup screen, no sign-up first: the landing page is the desk. Type Fintech into the one input, press Enter, and the section lands with a beat badge, a suggested headline and an Assignment — real prose about what moved overnight, why it happened and who said it, original source only. That text is literally what your agent executes every morning, and it exists before your account does.

    Run it as-is for a week, then sharpen it around your product. Click the Assignment and rewrite it in your own words — for example: "My product is a B2B payments app under an EMI licence in Germany. Prioritise PSD3 and MiCA, BaaS provider news, and launches by Adyen, Stripe or local neobanks; funding only above Series B in Europe." The tweaks sitting under the field append a line each if you're in a hurry — "+ name sources" and "+ go deeper" earn their place in a regulation-heavy beat.

    Press Enter (or that orange key) — and read what the agent was told
    The exact prompt your section starts with
    Something genuinely worth knowing about Fintech today — one development, why it matters and where the detail lives. Substance over volume.
  4. Step 4 Send your free first email

    Happy with the paper? Hit “Send my free first email”. The sign-up appears right there — the paper never leaves the screen — and asks the only thing it still needs: where to send it. Email and password, or Google. No card, and the first email is free.

    Send your free first email
  5. Step 5 Watch it being written

    Now the desk goes to work in front of you: working out what to look for, searching the web, reading the best sources, writing your section, composing a subject line, handing it to the post. A minute or two later: "It's in your inbox."

    Watch it being written
  6. Step 6 Afterwards: the time, the days, the readers

    Everything else lives in the builder, once you have a paper to tune. Set the delivery time (07:00 by default) and which weekdays it runs, add readers — up to 100 — and add more topics the same way you added the first: by typing. Nothing here needs deciding on day one.

    Afterwards: the time, the days, the readers

Get more out of your brief

Name your competitors in the prompt
"Notable fintech launches" gets you whatever was loudest; "any product, pricing or licensing news from Revolut, N26 and Wise" gets you a competitive-intelligence column. Named competitors are the highest-signal words you can give the agent.
Separate regulation from market news with two sections
A template can hold multiple news sections, each with its own prompt, length and tone. A dedicated regulatory section — PSD3, MiCA, EBA consultations — keeps compliance items from competing with funding gossip, and it reads better forwarded to legal.
Ask for the 'so what' in one line
Append "for each story, one sentence on the likely product impact" to your prompt. It's the sentence you'd write anyway when you paste the link into your team channel — let the agent draft it, and reading time becomes decision time.
Set thresholds to keep funding noise out
Fintech produces a seed round a day, and most are irrelevant to you. A constraint like "funding news only for payments infrastructure, and only from Series B" keeps the brief focused on moves that could actually reshape your market.
Share the brief with your squad — or the gallery
Templates support multiple recipients, so your designer and tech lead read the same three stories before planning. And if your section prompt turns out great, share it to the public community gallery for other fintech PMs to pick up 😊

Good sources to anchor your brief on

The agent searches the open web every morning and cites where it read things. These are the sources I'd point it at in your prompt:

  • Finextra — The daily wire for banking and payments technology — announcements, partnerships and platform news across every fintech vertical, often straight from the institutions.
  • Fintech Business Weekly — Jason Mikula's deeply reported analysis of BaaS, sponsor banking and fintech regulation — where partner-bank trouble tends to surface first.
  • European Banking Authority (EBA) — The primary source for PSD3/PSR technical standards, consultations and guidelines — the paperwork that becomes your compliance backlog twelve months later.
  • TechCrunch — Fintech — The fastest broad coverage of funding rounds, launches and shutdowns, with the strategy context that press releases leave out.
  • Sifted — Fintech — The FT-backed outlet for European startups: neobank economics, market entries and the operator interviews that reveal roadmaps before they ship.
  • Payments Dive — Focused trade coverage of the payments industry — interchange, networks, BNPL and regulation — written for practitioners rather than investors.

Frequently asked questions

What's the price after the first free edition?
The first edition is free and needs no credit card. After that, each send costs a few credits per section, depending on the AI model tier the section runs on. Credits never expire — buy once, use them at your own pace.
How does this beat a Google Alert on 'fintech'?
An alert on "fintech" is a daily avalanche of links you still have to read, rank and deduplicate. This brief arrives written: the agent searches fresh each morning, applies your priorities — regulation first, competitors by name — and delivers three paragraphs with sources underneath.
Can it follow specific regulation like PSD3 or MiCA?
Yes — name the frameworks in your prompt and the agent tracks consultations, technical standards and national transposition. Because it cites government sources directly, you can pull the actual document the moment something moves.
Can I track named competitors?
That's one of the strongest uses. List them in the prompt — "any launch, pricing change or licensing news from Revolut, N26, Wise" — and their moves land in your inbox the morning after they happen, announcement linked.
Can my whole product squad get it?
Yes. A template can have multiple recipients, so the squad reads the same brief before standup. Extra readers, the delivery time and the weekdays are all set afterwards, in your template's settings — daily for you, or a Monday-only edition if the team prefers a weekly pulse.

Your inbox, your editor

Build your own AI-written brief in two minutes. The first edition is on me — no credit card required.

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I am always happy to answer questions and I'm open to feedback. Feel free to reach out at any time: marius@morningmail.ai